In 2026, investors are not only considering price growth prospects when evaluating crypto projects; they are now also considering yield when looking to find the best crypto to buy.
Digitap AAVE: A yield-focused comparison examining omnibank utility, staking rewards, and why $TAP could be the best crypto to buy in 2026.
The question investors must ask themselves is no longer just which coin will increase in value, but which asset pays investors more in passive income while the crypto market consolidates?
While legacy blockchains like AAVE offer around 5% APY in staking, new banking altcoins are outshining them with strong passive income opportunities. One standout name this season is Digitap ($TAP), which is leading the yield market with 124% APY with various reward incentives.
Digitap is the world’s first omnibank protocol offering one of the highest staking APYs in the market. For investors seeking high passive income, the $TAP crypto presale offers a low-priced entry.
AAVE rebounds above $157: Safe staking, low APY
After a two-week decline, AAVE has reversed from the $150 support level and is currently trading near the $160 psychological level. In the last two sessions, the altcoin has surged around 7%. However, it is still far from a strong recovery, having dropped 58% from its 2025 high.
AAVE remains one of the top altcoins and an early best crypto to buy, but during a bear cycle, it has underperformed its peers. When it comes to staking income, AAVE is no longer exciting as its staking APY sits around 5%.
Source: Aave
While the protocol was a pioneer in blockchain-based lending, its current setup favors tactical trades over passive income strategies.
Digitap: Omnibank edge with high-staking APY built for passive income
Digitap is gaining massive traction heading into 2026, with its focus on omnibank technology that works more like a digital bank running on crypto rails. Within a single app, users can manage crypto wallets, hold fiat balances, make payments, send money, and earn through staking, without having to jump between platforms, making it the best crypto to buy in 2026.
Early users can earn up to 124% APY in staking returns, with the system designed to reward patience rather than quick trades. Locking tokens reduces the active supply, while 50% of platform profits are allocated to buybacks and token burns. Rather than creating new tokens to pay rewards, Digitap generates income from real activity.
Card usage, transaction fees, and premium banking features bring in revenue, and part of that income flows back to $TAP stakers.
Digitap is rolling out features. Solana deposits are now live, giving users access to one of the fastest and most widely used blockchain networks directly inside the app. This opens the door to Solana’s large user base and high-speed transactions.
Best crypto to buy in 2026: $TAP leads the yield race
Digitap’s story centers on real use and an already released banking app. Its presale structure outlines a clear price path to listing, while the 124% staking APY gives holders a way to earn steady passive income. Owning $TAP goes beyond price exposure, offering users lower fees, premium banking features, and voting power.
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For investors seeking the best crypto to buy, Digitap stands out for its combination of speed, ease of use, and built-in utility. As 2026 approaches, this puts it on a very different path from projects like AAVE.
Discover how Digitap is unifying cash and crypto by checking out their project here:
Presale: https://presale.digitap.app
Website: https://digitap.app
Social: https://linktr.ee/digitap.app
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